Poland fibre optic loan to S-I

signed

Senior secured loan in favour of Swiatlowod Inwestycje sp. z o.o. ("S-I" or the "Company"), the largest wholesale-only operator of open-access fibre optic infrastructure in Poland. The Bank's financing will support the refinancing of existing debt and Fibre-to-the-Home ("FTTH") network expansion. The financing provided by the commercial lenders and the EBRD includes ESG provisions in accordance with the Green Loan Principles and Sustainability-Linked Loan Principles developed by the Loan Market Association. The structure includes three key performance indicators ("KPIs") related to the circular economy, digital inclusion, and S-I's GRESB score - a globally recognized sustainability benchmark.