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RBI Provisioning Rules for Under-Construction Infrastructure Loans

Sector: Commercial • Location: India

Source: Business Standard

Project
Planned

The Reserve Bank of India has eased provisioning rules for lenders on loans for under-construction infrastructure projects, requiring them to set aside 1% of the loan value to cover potential losses, down from an earlier proposed 5%. The new rules will take effect on October 1, 2025, and also include provisions for commercial real estate projects and limits on project completion deadline extension

Status
Prospective
Sector
Commercial, Residential
Location
India
Updated
22 Jul 2026
Source
Business Standard

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The project “RBI Provisioning Rules for Under-Construction Infrastructure Loans” is an infrastructure initiative in the Commercial sector, located in India. Taiyo aggregates data on it from Business Standard.

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Status

Original status

Planned

Taiyo status

Prospective

Taiyo last update

2026-07-22

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Description

Description

The Reserve Bank of India has eased provisioning rules for lenders on loans for under-construction infrastructure projects, requiring them to set aside 1% of the loan value to cover potential losses, down from an earlier proposed 5%. The new rules will take effect on October 1, 2025, and also include provisions for commercial real estate projects and limits on project completion deadline extensions.

Original sector

Finance

Location

Country

India

Source

Source

Business Standard

URL

More Details

Record type

Project

Sector

Commercial, Residential

Article published date

2025-06-21

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