RLF - RLG - OTPL 2025

signed

A EUR 52 million Resilience and Livelihoods Guarantee ("RLG"), under the Resilience and Livelihoods Framework, in the form of an unfunded portfolio risk-sharing facility covering up to 50 per cent of the credit risk in sub-leases with the total value of EUR 160 million equivalent (the "Covered Portfolio") to be originated by OTP Leasing, LLC ("OTPL", the "PFI") in Ukraine. The facility will be provided in two equal tranches with EUR 26M of EBRD's guarantee to cover EUR 80M of the Covered Portfolio each; Tranche B is provided on an uncommitted basis. Up to EUR 48 million of risk shared sub-leases will finance SMEs' long-term investments under the EU4Business-EBRD Credit Line with Incentives (within a dedicated sub-limit assigned with a separate EBRD project number 55978). This will enable financing of long-term capital investments of SMEs to upgrade their technologies and equipment to EU standards, including investments in sustainable and green technologies (at least 70% of the sub-limit), thereby enhancing their competitiveness. Eligible sub-borrowers will also receive technical assistance funded by the EU and grant support in the form of investment incentives upon the completion of their investment projects.