Comprehensive Camp and Volunteer Insurance

2026-11-03

DESIRED COVERAGE # 1 Commercial General Liability Insurance LIMIT OF INSURANCE General Aggregate Limit : $ 2 , 000 , 000 Each Occurrence Limit : $ 1 , 000 , 000 each claim COVERAGE PROVISIONS 1 . Coverage Form : Occurrence basis . 2 . Defense Costs : Outside the Limits of Liability DESIRED COVERAGE # 2 Blanket camper accident and sickness insurance coverage for injury , sickness or specific disease expense , and accidental death and dismemberment coverage for specified number of participants ( youth and / or adult ) and interim camp staff participating in activities at Camp Currie , Camp Wallace and Camp Webb COVERAGE LIMITS Accidental Death Benefit $ 5 , 000 ( Principal Sum ) Maximum Dismemberment $ 5 , 000 In the event the insured suffers loss of : The sum paid will be : Life The Principal Sum Both hands or both feet Double the Principal Sum Sight of both eyes Double the Principal Sum One hand and one foot Double the Principal Sum One hand and sight of one eye Double the Principal Sum One foot and sight of one eye Double the Principal Sum One hand or one foot The Principal Sum Sight of one eye 60 % of the Principal Sum Thumb and index finger of one hand 50 % of the Principal Sum Medical Expense / Maximum Benefit : Injury : $ 5 , 000 Sickness : $ 3 , 500 Specific Disease * $ 3 , 500 Dental Expense $ 500 Physical Therapy ( NO DEDUCTIBLES ) $ 1 , 000 * The following diseases must be covered in our camper insurance policy : Poliomyelitis , Scarlet Fever , Diphtheria , Smallpox , Meningococcal Meningitis , Infectious Epidemic Encephalitis or Tularemia . DESIRED COVERAGE # 3 Abuse and Misconduct Liability COVERAGE LIMITS Aggregate Limit of Liability : $ 1 , 000 , 000 Misconduct Liability Per Claim : $ 1 , 000 , 000 Misconduct Liability Aggregate : $ 1 , 000 , 000 Safeguard Costs Sublimit : $ 75 , 000 DEDUCTIBLE $ 50 , 000 each victim DESIRED COVERAGE # 4 Accident Medical Coverage for volunteers while engaged in approved KDFWR activities . These volunteers are responsible for teaching the Hunter Education Course at sportsman ’ s clubs and could occasionally attend school programs with the state of Kentucky . COVERAGE LIMITS Accident Medical Benefit : $ 100 , 000 ( maximum )

Kentucky

2026-05-08