Insurance Consultant Services

2026-11-03

1 . Policy Review and Coverage Assessment • Review all current insurance coverage policies listed in this RFP . • Evaluate coverage adequacy for municipal assets , vehicles , and specialized facilities . • Identify potential gaps , overlaps , or areas of underinsurance . • Recommend updates or changes to improve future coverage • Review and advise on the City ’ s asset inventory requiring insurance coverage . • Present findings and recommendations to the Office of the Mayor and other designated City officials . 2 . Cost and Value Analysis • Review the cost - effectiveness of current premiums , deductibles , and coverage limits . • Compare the City ’ s coverage and pricing to similar municipalities • Suggest changes that improve cost - effectiveness without reducing protection . • Recommend policies with non - commission - based premiums when feasible to support transparency and cost - efficiency . 3 . Risk Profile Evaluation • Analyze the City ’ s risk exposure , including high - value and specialized assets . • Ensure policies adequately address environmental liability , public safety exposure , and operational continuity . • Provide guidance on risk mitigation strategies , including planning for catastrophic loss and operational continuity .

Missouri

2026-04-29