Pharmacy Benefit Manager

2026-11-03

The Montana University System ( MUS ) offers a comprehensive Group Benefits Plan referred to as “ Choices ” or “ the Plan .” The Plan offers the following mandatory benefits : Medical , Prescription Drug ( included with Medical Plan ), Basic Dental ( preventive ) or Select Dental ( enhanced ), Basic Life and Accidental Death & Dismemberment Insurance ( AD & D ), and Long - Term Disability Insurance ( LTD ). The Plan also offers the following optional benefits : Vision Hardware , Supplemental Life Insurance ( Employee and Dependent ), Supplemental AD & D Insurance ( Employee and Dependent ), and Health Care and Dependent Care ( day care ) Flexible Spending Accounts ( FSA ). This is the Summary Plan Description ( SPD ) for the Medical , Prescription Drug , Dental , and Vision Hardware Plans . There are separate Life Insurance , AD & D Insurance , LTD Insurance , and FSA Plan Documents . The SPD explains the benefits Plan Participants may receive as a member of the Plan . The Plan provides coverage for MUS benefits Eligible Employees , Retirees , Consolidated Omnibus Budget Reconciliation Act ( COBRA ) Qualified Beneficiaries , and Eligible Dependents . The SPD will help the Plan Participant understand and use their benefits , including coverage provided , the steps to follow to access Plan benefits , specific Plan exclusions , benefit limitations or maximums under the Plan , how the Plan is funded , and a Plan Participant ’ s rights and responsibilities . Plan Participants should review the SPD before incurring any health care expenses .

Montana

2026-04-29