Risk Management & Insurance Broker Services

2026-11-03

. It is the Client ’ s current strategy to interact on an indirect basis with all carriers insuring property and casualty coverages , however Client desires to be an active participant in discussions with underwriters , where applicable . Client reserves the option to amend and / or broaden the scope of its working relationship with any eligible carrier on a direct basis during the terms of the broker service agreement . With the above as a stated objective , respondents should address how they would assist in implementing this strategy while providing the following expected services : General Services Evaluate the overall competitiveness of existing insurance programs regarding coverage type , limits , deductibles / SIR ’ s , and exclusions provided to each entity ; Lead annual strategy meetings to communicate key strategies , timeframes , industry trends , potential coverage issues , policy updates on all renewal policies ; Market and obtain competitive proposals when requested by the Client ; Review policies for accuracy , appropriateness , and adherence to the agreed - upon terms ; Maintain a depository of Client policies , coverage applications , and other relevant documents accessible via an online portal ; Serve as a mentor for LES staff to assist with policy understanding as requested ; Provide timely responses to all requests and questions ; Lead the coordination , communication , and advocacy between the Client and carriers during the claim process ; Conduct a renewal process with existing insurance carriers ; marketing coverage if deemed appropriate ; Conduct monthly , or more frequent meetings to discuss Client insurance open items , progress updates , etc .; Issue certificates of insurance on the Client ’ s behalf ; Provide frequent market updates for the various lines of coverage and communicate updates to any coverage requirements necessary for coverage prior to renewal ; File all Surplus Lines Taxes , when applicable ; Provide evaluation of the financial strength of carriers utilized by the Client ; Provide annual premium estimates for annual budget preparation ; and Coordinate meetings between the Client and underwriters to help educate carriers on the Client ’ s business operations and risk profile . Risk Management Services Identify , analyze , and evaluate Client property and casualty loss exposures , and recommend any policy changes , if applicable ; Assist in the coordination of carrier inspections of Client assets ; Review loss prevention programs and services provided by carriers and work with the client to utilize these programs where appropriate ; Review all insurance company inspection reports and provide engineering support when appropriate ; Provide updates on relevant emerging industry trends and / or access to industry - related articles , webinars , conferences , etc .; Provide a broad range of internal or external educational opportunities to the Client ; and Provide guidance and review of insurance and risk management - related sections in vendor contracts , when requested .

Nebraska

2026-04-29